“Life is what happens to us while we are making other plans.” – Allen Saunders
One thing is certain–none of us know what the future holds. I have several friends who unexpectedly lost their spouses at an early age. They faced planning a funeral while wading through the dark waters of shock and grief.
Suggested Read: Coping With The Death Of A Spouse
5 Reasons To Pre-Plan Your Funeral
Below are five reasons to preplan your own funeral:
1. Give a Wonderful Gift to Those Left Behind
Planning a funeral requires time, thought, and effort. In the throes of grief, many people experience mourning fog–a period of confusion, distraction, forgetfulness, and anxiety. Gifting family with a pre-planned funeral relieves them of a difficult and exhausting task.
2. Save Money
Families often overspend on a funeral. Many times, this is due to a lack of knowledge about the death industry and the pressure to plan quickly. Pre-planning allows people to research costs and budget accordingly. In addition, some funeral homes will offer discounts, payment plans, or let you pay for tomorrow’s funeral at today’s prices.
Suggested Read: Keeping Up With The Jones Doesn’t End With Death
3. Provide Peace of Mind
It’s a relief for both the preplanner and his or her family to know that there will be no financial surprises. Using a credit card or money set aside for other expenses like college, a wedding, or retirement creates a burden for families. Funerals aren’t cheap. The average cost is around $7,000, and the average cost of cremation can range up to several thousand dollars. When payment is provided up front, families do not have to worry about a possible financial hardship later.
4. Choose your End-of-Life Ceremony
Even with the best intentions in mind, your family may forget some of the details. If you decide on cremation, your family will know exactly where or how you’d like your ashes interred. If you choose burial, all of the details surrounding the visitation, funeral, cemetery plot and gravestone will have been decided.
5. Get your Affairs in Order
Planning your own funeral necessitates that you locate important documents.
The funeral home may need the following:
- A birth certificate
- Marriage license
- Military discharge papers
- Deeds to a cemetery property
- Life or funeral insurance policies
Giving The Gift Of Pre-Planning To Your Loved Ones
Planning one’s own funeral is not foremost on people’s minds. It’s much easier to view death as an abstract concept way off in the future. While most people don’t normally rush into expensive purchases without some research, families may quickly purchase a funeral package due to lack of time, confusion, or resources. Preplanning a funeral will relieve everyone of unnecessary anxiety and provide loved ones with an invaluable gift.