Most of us will need some form of long-term care in the future. Protecting against the high cost of care shouldn’t be complicated or break the bank.
Everdays Long-Term Care Insurance Solution is the most affordable and robust solution available today.
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Long-term care is expensive, and the sooner you invest in a long-term care insurance solution, the less expensive it will be.
Getting protection NOW while you’re younger and healthier is the only way to ensure you and your loved ones aren’t burdened with huge care costs in the future.
RELY ON FAMILY MEMBERS OR FRIENDS TO PAY FOR CARE1
ESTIMATED ANNUAL ASSISTED LIVING COST IN JUST 15 YEARS
Payments never increase.
Easy benefits payout with no restriction on use of funders for long-term care needs.
30 day money-back guarantee if you change your mind.
Answer a few simple questions and get approved for a personalized insurance policy with a coverage amount that best fits your needs and budget.
Direct how you want the proceeds of your policy distributed to create your end-of-life plan.
Store your plans and policy in one place so you can easily update and share them with your family or beneficiaries, ensuring your plans are honored when the time comes.
Everdays plans are personalized for your needs and the platform will create a plan that fits your exact monthly budget.
Our plans are backed by a top rated insurance company that has been in business for almost a century, and just like us, isn’t going anywhere.
No, because the plan is funded by a life insurance policy, the money provided to your family will be tax-free.
Put simply, “whole life” is permanent insurance - you pay for it until you pass but it is guaranteed to be there. “Term life” on the other hand, is insurance that is more affordable, but only lasts for a fixed term, often 10, 20 or 30 years.
Traditional LTC policies have stricter guidelines when it comes to using the funds for care. Our term life policy’s LTC benefits provide the most flexibility allowing you to use the funds any way you want.
Because this is a term life insurance policy, if you never need long-term care, your beneficiaries will receive the full death benefit if the policy is still active when you pass.
The policy death benefit will reduce if you access it to pay for LTC costs. However, there will still be money left for your beneficiaries if you pass while the policy is still active.