Most of us will need some form of long-term care in the future. Protecting against the high cost of care shouldn't be complicated or break the bank.
The Everdays long-term care solutions are the most affordable and robust solutions available today!
Long-term care (LTC) is the umbrella term for services that can help you perform daily living activities, like eating or bathing, when you are unable to do them by yourself, so you can maintain a good quality of life. These are usually provided in one of three main settings: your home, an assisted living facility, or a nursing home.
of us will need long-term care in the future1
Long-term care is expensive, and the sooner you invest in a long term care insurance solution, the less expensive it will be. Getting protection NOW while you’re younger and healthier is the only way to ensure you and your loved ones aren’t burdened with huge care costs in the future.
Medicare and health insurance don't cover long-term care. So without protection, you'll be forced to tap into your savings to pay for services.
Professional aides come to your home to assist with daily living activities such as bathing and getting dressed along with other tasks that may need to be done around the house.
Assisted living facilities have a home-like feel while providing more hands-on care if needed. They are more flexible and allow for a more independent lifestyle than nursing homes do.
Nursing homes provide lodging and assistance for those that require around-the-clock care. Skilled nurses and nursing aids provide an array of medical care and physical therapy services.
Long-Term Care Solutions
Traditional long-term care insurance can be complicated and expensive. We fixed that.
Our solution is an innovative term life insurance policy that includes powerful built-in living benefit features designed to give you access to money for long-term care.
There are no medical exams required, your coverage starts immediately, and because it’s term life, it’s the most affordable way to get long-term care coverage.
Premium long-term care benefits included in this policy:
Access up to 95% of the policy’s total death benefit (or up to a max of $150,000) to help pay for the high cost associated with long-term care if you are unable to perform at least two Activities of Daily Living.6
Receive up to 2.5% of your policy’s death benefit every month (up to a max of $5,000 per month) to help cover the high costs associated with being a permanent resident at a nursing home facility.7
Access up to 100% of the policy’s death benefit to help protect against the financial hardships associated with a terminal illness diagnosis.8
Payments never increase
Easy benefits payout with no restrictions on use of funds for long term care needs
30 day money-back guarantee
Everdays Term Life Solution9
Traditional Long-Term Care10
$1,873 per year
$3,300 per year
Available LTC Coverage
$25,000 - $175,000
Money left for your beneficiaries
A 60 year old woman with a $175,000 policy would pay only $28,000* after 15 years, but would have access to $150,000 to cover her long-term care costs due to a chronic illness, if she needed it, and $25,000 for her beneficiaries.
How it works
We use powerful AI to recommend the insurance solution that’s best for you - and it’s always free.
We have products to fit all coverage needs because there’s no such thing as a one-size fits all policy.
We provide a smooth buying process that takes just minutes 100% online - 24/7/365.
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