TERM LIFE MADE FOR THE 50+ GENERATION

Most of us are still working well into our sixties with debts and obligations. Our families are still counting on our income. That’s why we need affordable life insurance.

The Everdays Term Life Insurance is the most cost-effective and robust solution for the unique needs of 50+.

Available and affordable for 50+

100% online with no medical exams

Great living benefits for long-term care

Accessible term life insurance for this stage of life

Traditional life insurance companies target young people so that they don’t have to pay out claims. The result is that healthy, vital, mature adults are left believing there are no viable, cost effective life insurance solutions.

The entire Everdays platform, from our technology to our robust term life solution, is designed to give mature adults like you easy access so you can get great coverage, today.

57%

OF FAMILIES WILL FACE FINANCIAL HARDSHIP IN LESS THAN ONE YEAR FROM THE WAGE EARNER DYING1

EVERDAYS TERM LIFE INSURANCE

Our unique term life solution is designed for individuals aged 50+ and provides the coverage you need to financially safeguard your loved ones.

WHAT MAKES OUR TERM LIFE BETTER

Designed specifically to provide the 50+ generation with the most coverage at the lowest cost.

Rates are locked-in for 10, 20 or 30 year terms.

Free long-term care rider: Includes built-in features that provide access to cash for your care, if needed.

Your beneficiaries receive the policy payout 100% tax-free.

30 day money-back guarantee if you change your mind.

With up to $500,000 in coverage you can:

REPLACE LOST INCOME

Safeguard your financial dependents by ensuring they have the necessary funds needed to maintain their current lifestyle in the event of an unexpected death, alleviating burdens and providing peace of mind.

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PAY OFF MORTGAGE & DEBT

Ease the financial burden for your family by making sure they have the money they need to cover outstanding bills such as a mortgage, college loans, credit card bills or other debt.

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$200B IN TOTAL ASSETS BACKING YOUR POLICY FROM OUR TOP RATED INSURERS

It’s more than insurance. It’s a comprehensive plan.

Extend the value of your policy by ensuring that your plans are recorded and securely stored - so when the time comes, your family will have the information needed to help you execute them as you envisioned.

Customize Coverage

Answer a few simple questions and get approved for a personalized insurance policy with a coverage amount that best fits your needs and budget.

Allocate

Direct how you want the proceeds of your policy distributed to create your end-of-life plan.

Manage & Share

Store your plans and policy in one place so you can easily update and share them with your family or beneficiaries, ensuring your plans are honored when the time comes.

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FAQS

How much does it cost?

Everdays plans are personalized for your needs and the platform will create a plan that fits your exact monthly budget.

How do I trust that my family will receive the money after I die?

Our plans are backed by a top rated insurance company that has been in business for almost a century, and just like us, isn’t going anywhere.

Does my family have to pay taxes when they get this money?

No, because the plan is funded by a life insurance policy, the money provided to your family will be tax-free.

What’s the difference between term and whole life insurance?

Put simply, “whole life” is permanent insurance - you pay for it until you pass but it is guaranteed to be there. “Term life” on the other hand, is insurance that is more affordable, but only lasts for a fixed term, often 10, 20 or 30 years.

What does a term policy cover?

Anything you or your beneficiaries decide is important! We will give you the power of an Everdays Plan in which you can direct how your beneficiaries spend the proceeds including: lost income, bills & debt, funeral & cemetery costs as well as anything else you can think of.

How is the policy’s death benefit affected if I need to use it for LTC?

The policy death benefit will reduce if you access it to pay for LTC costs. However, there will still be money left for your beneficiaries if you pass while the policy is still active.

What happens when my term ends?

Congrats, you made it!

Who can apply for term coverage?

You, more than likely! Our term policies are great for people 18 years of age and older, but are specifically designed to be affordable and feature rich for people 50+.

Final Expense Insurance

Term Life Insurance

Long-Term Care

Resources

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