How important is it to you that you are guaranteed to have enough money?
Long Term Care
70% of people will require long term care support, and it gets very expensive. How important is covering your care costs?
Less than 35% of people plan for their funeral, and far fewer pay for it, leaving their family with the bill. How important is planning and funding your funeral?
If you pass with leftover bills, your family will be stuck paying those while your estate settles. How important is covering remaining bills?