[Frederick, MD, May 6, 2025] Legal & General America (LGA), the nation's third-largest term life insurance provider1 today announced a partnership with Everdays, the digital insurance platform revolutionizing how independent agents serve their clients. Through this collaboration, Everdays is one of the first to offer LGA's new SmartTerm product to insurance agents by offering both an agent-led and consumer-led process for application and purchase.

SmartTerm, launching on Everdays this May, represents a significant advancement in no-medical exam term life insurance, offering coverage up to $2 million, targeting a 70% instant decision rate. This product eliminates the traditional waiting period for most applicants, with remaining decisions typically processed within 24 hours and no medical exam requirements.

"We are thrilled to partner with Everdays, an organization with a matched commitment to innovation and an ability to simplify the insurance application process for agents. This collaboration is another step forward in modernizing term life insurance distribution,” said Alex McKirnan, Vice President, Partnerships at Legal & General America.

"This partnership with LGA marks a pivotal moment in making life insurance more accessible and efficient for both agents and consumers," said Mark Alhermizi, CEO at Everdays. "By offering SmartTerm through our digital platform, we're empowering agents with a powerful new tool to serve their clients better while maintaining the personal touch that makes life insurance agents invaluable."

The partnership will serve agents and consumers across 49 states, offering:

Independent agents utilizing the Everdays platform will benefit from: