Our Digital Advisor will match you with the perfect long-term care solution in just minutes so you can live worry free.
Don't burden your family or drain your savings. Get protected.
Long-term care is the umbrella term for services that can help you perform daily living activities, like eating or bathing, when you are unable to do them by yourself, so you can maintain a good quality of life. These are usually provided in one of three main settings: your home, an assisted living facility, or a nursing home.
of us will need long-term care in the future1
Long-term care is expensive, and the sooner you buy protection, the less expensive it will be. Getting protection NOW while you’re younger and healthier is the only way to ensure you and your loved ones aren’t burdened with huge care costs in the future.
Medicare and health insurance don’t cover long-term care services, so without protection, you’ll be forced to tap into your savings to pay for them.
While it's hard to know what kind of care you may need in the future, it's a good idea to familiarize yourself with your care options5, so you are prepared when the time comes.
Professional aides come to your home to assist with daily living activities such as bathing and getting dressed along with other tasks that may need to be done around the house.
Assisted living facilities have a home-like feel while providing more hands-on care if needed. They are more flexible and allow for a more independent lifestyle than nursing homes do.
Nursing homes provide lodging and assistance for those that require around-the-clock care. Skilled nurses and nursing aids provide an array of medical care and physical therapy services.
provided by Everdays
Our long-term care solution is a life insurance policy with a built-in feature that let’s you access up to 95% of the policy value (or up to a max of $150,0006) to help pay for the high costs associated with long-term care, should you need it.
With this protection in place, you’ll have money available for long-term care without having to burden your family or burn through your retirement savings.
And because its a life policy, any unused portion goes to your beneficiaries7.
You can plan ahead for your for long-term care costs today and still be able to leave money behind for your loved ones, creating a lasting legacy – a true win-win!
No medical exam required
Payments never increase
Coverage starts immediately
No restrictions on use of funds for long term care needs
30 day money-back guarantee
All policy holders get Everdays Prime for free, a savings of $99 a year!
A 60 year old woman with a $175,000 policy would pay only $32,000* after 15 years, but would have access to $150,000 to cover her long-term care costs if she needed it, and $25,000 for her heirs.
We are not your typical advisor. Our Digital Advisor uses powerful AI to recommend the coverage that’s best for you, not a solution based on the commission the advisor gets. And it’s always free! Now that’s smart.
We give you customized solutions through a smooth buying experience so you can get protected in just minutes, 100% online 24/7/365. (But if you need help, we have our customer solutions team ready to assist.)
Our Digital Advisor has learned from thousands of people like you. Along with your current financial status, we’ll show you how to brighten your outlook. And there’s no risk to you with our 30 day-money back guarantee.
Here are some articles that can help.