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LONG-TERM CARE THAT PLANS AHEAD

Most of us will need some form of long-term care in the future. Protecting against the high cost of care shouldn’t be complicated or break the bank.

Everdays Long-Term Care Insurance Solution is the most affordable and robust solution available today.

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No medical exams

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Instant approval

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Purchase today - 100% online

There’s no time like the present

Long-term care is expensive, and the sooner you invest in a long-term care insurance solution, the less expensive it will be.

Getting protection NOW while you’re younger and healthier is the only way to ensure you and your loved ones aren’t burdened with huge care costs in the future.

66%

RELY ON FAMILY MEMBERS OR FRIENDS TO PAY FOR CARE1

$100k

ESTIMATED ANNUAL ASSISTED LIVING COST IN JUST 15 YEARS

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EVERDAYS LONG-TERM CARE INSURANCE

Our innovative term life insurance solution includes powerful built-in living benefit features designed to give you access to money for long-term care.

WHAT MAKES OUR LONG-TERM CARE BETTER

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Payments never increase.

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Easy benefits payout with no restriction on use of funders for long-term care needs.

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30 day money-back guarantee if you change your mind.

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LONG-TERM CARE PROTECTION

Access up to 95% of the policy’s total death benefit (or up to a max of $150,000) to help pay for the high cost associated with long-term care if you are unable to perform at least two Activities of Daily Living.2

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NURSING HOME PROTECTION

Receive up to 2.5% of your policy’s death benefit every month (up to a max of $5,000 per month) to help cover the high costs associated with being a resident at a nursing home.3

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TERMINAL ILLNESS PROTECTION

Access up to 100% of the policy’s death benefit to help protect against the financial hardships associated with a terminal illness diagnosis.4

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$200B IN TOTAL ASSETS BACKING YOUR POLICY FROM OUR TOP RATED INSURERS

IAG
american amicable
aflac
trustage

It’s more than insurance. It’s a comprehensive plan.

Extend the value of your policy by ensuring that your plans are recorded and securely stored - so when the time comes, your family will have the information needed to help you execute them as you envisioned.

Customize Coverage

Answer a few simple questions and get approved for a personalized insurance policy with a coverage amount that best fits your needs and budget.

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Allocate

Direct how you want the proceeds of your policy distributed to create your end-of-life plan.

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Manage & Share

Store your plans and policy in one place so you can easily update and share them with your family or beneficiaries, ensuring your plans are honored when the time comes.

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FAQS

How much does it cost?

Everdays plans are personalized for your needs and the platform will create a plan that fits your exact monthly budget.

How do I trust that my family will receive the money after I die?

Our plans are backed by a top rated insurance company that has been in business for almost a century, and just like us, isn’t going anywhere.

Does my family have to pay taxes when they get this money?

No, because the plan is funded by a life insurance policy, the money provided to your family will be tax-free.

What’s the difference between term and whole life insurance?

Put simply, “whole life” is permanent insurance - you pay for it until you pass but it is guaranteed to be there. “Term life” on the other hand, is insurance that is more affordable, but only lasts for a fixed term, often 10, 20 or 30 years.

How is this different from traditional LTC policies?

Traditional LTC policies have stricter guidelines when it comes to using the funds for care. Our term life policy’s LTC benefits provide the most flexibility allowing you to use the funds any way you want.

What happens if I never need to use the LTC benefits?

Because this is a term life insurance policy, if you never need long-term care, your beneficiaries will receive the full death benefit if the policy is still active when you pass.

How is the policy’s death benefit affected if I need to use it for LTC?

The policy death benefit will reduce if you access it to pay for LTC costs. However, there will still be money left for your beneficiaries if you pass while the policy is still active.

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We’re here to help

Just because you’re online doesn’t mean you’re going it alone. Our expert solutions team is here to answer any questions you may have.