Top Rated Producer with Everdays
Ensure your loved ones are financially protected
Life is unpredictable, but your family's future doesn't have to be.
With Everdays, secure up to $2 million coverage without the hassle of medical exams. Our digital platform lets you personalize your plan, ensuring your wishes are honored and your loved ones are cared for.
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We provide you with peace of mind knowing that your future expenses are planned and funded in a simple step-by-step process. With our customized coverage options, quick allocation process, and user-friendly platform, you can rest assured that you and your loved ones are financially prepared for the future.
Within minutes, the Everdays recommendation engine will help you customize and purchase an affordable policy tailored to your needs and budget.
Our policies include access to the Everdays planning platform that gives you the ability to direct exactly how your proceeds should be spent by your family.
Manage your plans and policy in one place and share access with your family and beneficiaries, ensuring your wishes are honored when the time comes.
Permanent and term life insurance policies purchased through Everdays are underwritten by a number of A-rated carriers, including American-Amicable, Banner Life, and TruStageTM (via CMFG Life Insurance Company).
Everdays has options for everyone, regardless of health conditions.
There are no medical exams or lab tests required for any insurance options with Everdays.
Coverage for permanent life insurance from all insurance carriers and term life insurance from American-Amicable and Banner Life will remain the same and your policy cannot be canceled as long as payments are current. Many policies purchased through Everdays are approved at the time of application and coverage starts when the initial premium is paid. Rates are locked in and will never increase.
For permanent insurance policies, premiums are paid until the person insured passes. For term life, policies may be purchased with varied terms, from 5-years to 40-years dependent upon age.
Permanent life policies accumulate cash value at issue and increase over time (equal to the face amount at age 121).
Policyholders have a 30-day free look period allowing them to cancel the policy without a penalty.